Digital Transformation & Platform Modernization
in Regulated
Fintech & Payments
Users served across fintech platforms
Years engineering in regulated industries
Signature systems built or modernized
To deliver an SC Malaysia-approved platform
I'm an engineering leader who has spent 8+ years at the intersection of deep technical architecture and enterprise-scale transformation. From migrating Malaysia's national fuel-loyalty ecosystem to the cloud, to delivering a Securities Commission-approved digital asset custody platform in 3 months — I build systems that regulated businesses bet on, with the stakeholder leadership to make transformation stick.
National digital transformation partner
Regulatory approval in 3 months
Compliance across payment platforms
Top performer, Setel 2021
Six core capabilities that define my engineering leadership approach.
Migrating legacy on-premise systems to cloud-native, compliant, and scalable architectures as part of large-enterprise modernization programs.
PCI-DSS, Securities Commission Malaysia, VAPT, and digital-asset custody standards. Building where failure is not an option.
HSM cryptography, ISO 8583, card-present (IPT/OPT), and direct bank integrations — Maybank and CIMB — for mission-critical payment flows.
Building high-performing teams, setting technical strategy and vision, mentorship, and aligning engineering decisions with business outcomes at scale.
Multi-cluster Kubernetes, Istio service mesh, event-driven architecture (Kafka, Temporal), Terraform IaC, and CI/CD at production scale.
Operating across Petronas, banks, regulators, auditors, law enforcement, and 5+ vendors simultaneously — driving alignment at every level.
A track record of growing scope, ownership, and impact across fintech and payments.
Lead Engineer
Modernizing the membership platform with Temporal workflow orchestration and event-driven design — resolving a critical fee under-collection issue and delivering the business's first full billing observability.
Principal Engineer & Interim Head of Engineering
Led the team to deliver a regulated digital asset custody platform from scratch in 3 months, achieving Securities Commission Malaysia approval and passing a full VAPT.
Co-Founder & CTO
Built a developer-productivity SaaS from zero — closing early-adopter tech companies and conducting executive-level discovery and demos with CTOs and VPs of Engineering, translating engineering DORA metrics (Deployment Frequency, Lead Time, Change Failure Rate, MTTR) into ROI-led business cases. Delivered quarterly productivity reviews to client engineering leadership and pitched to venture and angel investors to drive the company's growth.
Backend Engineer → Team Lead → Staff Engineer
Built and led national-scale systems serving 2M+ users — Petronas loyalty modernization (on-prem → AWS), card-present payment platform (HSM + ISO 8583 + Maybank/CIMB), Fission multi-cluster Kubernetes, IAM, and more. Recognized as #1 performing engineer in 2021.
Java Developer
Built scalable payment features for Malaysia's leading e-wallet using Spring Boot microservices; led a small internal payment integration team.
High-impact platforms across payments, loyalty, cloud infrastructure, and digital assets.
01
Migrated Malaysia's national fuel-loyalty ecosystem from legacy on-premise to AWS, launching virtual Mesra cards alongside physical — serving 2M+ users in partnership with Petronas Dagangan Berhad.
02
Architected a high-performance card-present system for Petronas IPT/OPT terminals — HSM PAN encryption, ISO 8583 ↔ REST translator, BIN routing, and direct Maybank/CIMB bank-server integration.
03
Led delivery of a compliant digital asset custodian from zero to Securities Commission Malaysia approval in 3 months — microservices on Kubernetes with Terraform IaC and full VAPT sign-off.
04
Re-architecting MoneyLion's membership platform — Temporal workflow orchestration, transaction-outbox pattern, event-driven design — resolving a critical legacy fee under-collection issue.
05
Principal architect of Setel's first multi-cluster Kubernetes platform and Istio service-mesh adoption — plus distributed tracing, RMQ → AMQ migration, rate limiting, and a shared Platform SDK.
06
End-to-end architecture of Setel's payment backbone — HSM cryptographic integration, Maybank and CIMB TCP-server integration, coordinating 5+ vendors across 3 cross-functional payment teams.
Open to senior engineering leadership roles in regulated,
transformation-focused
organizations across the region.